Why do you need Non-Negligence Insurance?
Things go wrong. Typically it is when the contractor is negligent, be it poor workmanship, defective materials or faulty equipment. However, sometimes negligence cannot be proven and it is when this outcome arises that non-negligence insurance steps in and protects you where your contractor’s public liability policy cannot. When you are undertaking construction works near the party wall, there is always a risk that damage can be caused to the adjoining or nearby property. If you are underpinning or piling close to another structure then there is undoubtedly an increased risk.