Cover usually includes
- Outpatient MRI, CT and PET scans
- The cost of hospital admission
- Surgery
- Hospital accommodation and nursing care
- Cancer drugs – most policies will include drugs that are not available on the NHS
Healthcare solutions for individuals, families, group and SMEs – UK and Worldwide
We take out insurance for our homes and cars without a second thought, so why not ensure that your healthcare needs are taken care of as well? Stanhope Cooper works with the UK’s leading private health insurance providers to source a wide range of cover options to suit your needs. You may want reassurance that you will be diagnosed and treated as quickly as possible. You may want access to specific hospitals. You may want to be seen by a specific consultant. Our range of private health insurance policies can be tailored to your exact requirements.
What is private health insurance?
Private medical insurance is available at a range of levels of cover, at various premiums, designed to meet the needs of different customers. Cover usually includes:
Cover may also be upgraded to include:
- The costs of seeing a consultant
- Diagnostic tests, such as blood tests, X-rays, ultra sounds etc.
- Mental health treatment options
- Physiotherapy
- Complementary therapies
Why do you need private medical insurance?
Private health insurance can complement the services of the NHS by providing cover for the cost of prompt access to private treatment, and access to cancer drugs not always available on the NHS.
- Timely access to healthcare – This includes prompt referral to a consultant, quick admission to a private hospital, and treatment at a time to suit you.
- High quality private clinics and hospitals – Private medical insurance allows access to treatment and facilities that you would not normally receive on the NHS. If undergoing a hospital stay, you will have your own room with an en-suite bathroom, complete with home amenities such as a TV. Nurse to patient ratio is also far improved, ensuring a much more comfortable stay.
- Improved treatment options – You can opt to have access to advanced treatment options, such as cancer drugs that are not always readily available on the NHS.
Understanding your healthcare cover
We make sure that you understand what your private health insurance policy covers you for and any limits that apply should you make a claim. We are available during the course of your policy to talk you through the cover you have, and at your renewal we will review the market on your behalf to source the best options going forward. When choosing your private medical insurance, you may want to know if there are any monetary limits on the policy. How does your excess work, will it be applied per claim or per policy year? What cover is there for cancer? What types of treatment are covered and for what stages of the disease? As an independent, exclusively family owned insurance broker Stanhope Cooper are in a position to provide you with totally unbiased advice as to which healthcare insurance option is best for you. We make sure you are fully aware of your level of cover, and any limitations on it. There can be limits on cover for cancer drug treatments. A drug treatment that your insurer has covered might not be available on the NHS when your cover ends. We will contact you as you approach the end of cover about the options available to you so you can discuss it with your specialist.
Why use a private health insurance broker?
Using a private medical broker will save you time
We can save you money on your health insurance
Independent and unbiased advice
Call today to speak to our private health insurance broker team about the best options for your healthcare
Get a quoteor call us on 020 7776 9790